Finance Pricing
Contact our Finance Department
for further information at 800-228-1207
Financing Rates (subject to change)
Effective:
| New Scion Vehicles Only |
| Maximum Term |
Tier I+ 720+
(11) |
Tier I 719-690
(1) |
Tier II 689-670
(2) |
Tier III 669-650
(3) |
Tier IV 649-630
(4) |
Tier V 629-610
(5) |
Tier VI 609-580
(6) |
Tier VII 579-520
(7) |
| 60 months |
3.24% |
3.74% |
5.74% |
8.00% |
9.85% |
13.00% |
17.65% |
20.75% |
| 66 months |
3.49% |
4.14% |
6.55% |
8.50% |
10.10% |
13.00% |
18.40% |
21.35% |
| 72 months |
3.49% |
4.14% |
6.55% |
8.50% |
10.35% |
14.00% |
18.90% |
22.10% |
| 75 months |
3.74% |
4.39% |
6.55% |
8.50% |
10.35% |
14.00% |
18.90% |
22.10% |
| 84 months |
4.74% |
5.39% |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
| Advance Limits¹ |
120% |
120% |
120% |
120% |
100% |
100% |
100% |
100% |
| Advance Exception Uprates |
+.25 |
+.25 |
+.25 |
+.25 |
+.50 |
+.50 |
+.50 |
+.50 |
| ¹Advance Definition = [Total Amount Financed - Cancelable Adds
(VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book |
| Scion Solutions iFinance rate
determined by applicable rate no lower than Zone 4 (New vehicles only). Scion
Solutions Gen-One rate determined by applicable Zone (New). Qualified applicants
without bureau FICO scores are eligible for Zone 7 rate (New vehicles only). |
| Scion Certified Pre-Owned Vehicles Only |
| Maximum Term |
Tier I+ 720+
(11) |
Tier I 719-690
(1) |
Tier II 689-670
(2) |
Tier III 669-650
(3) |
Tier IV 649-630
(4) |
Tier V 629-610
(5) |
Tier VI 609-580
(6) |
Tier VII 579-520
(7) |
| 60 months |
3.24% |
3.74% |
5.74% |
8.00% |
9.85% |
13.00% |
17.65% |
20.75% |
| 66* months |
3.49% |
4.14% |
6.55% |
8.50% |
10.10% |
13.00% |
18.40% |
21.35% |
| 72* months |
3.49% |
4.14% |
6.55% |
8.50% |
10.35% |
14.00% |
18.90% |
22.10% |
| 75* months |
3.74% |
4.39% |
6.55% |
8.50% |
10.35% |
14.00% |
18.90% |
22.10% |
| 84* months |
4.74% |
5.39% |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
| Advance Limits¹ |
120% |
120% |
120% |
120% |
100% |
100% |
100% |
100% |
| Advance Exception Uprates |
+.25 |
+.25 |
+.25 |
+.25 |
+.50 |
+.50 |
+.50 |
+.50 |
¹Advance Definition = [Total Amount Financed
- Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Book
* Available on 1-3 year old Scion Certified vehicles ONLY. |
TFS Used rates apply to Non-Certified
Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation
guidelines, and Flat Fee schedule. Qualified applicants without bureau FICO
scores are not eligible for the SCPO program. For < 520 FICO scores, add
1% to Zone 7 rate.
** 84 month term requirements: Minimum amount financed is $15,000. |
Lease Rates (subject to change)
Effective:
Toyota Financial Services (TFS) standard rent charge factors effective January 4, 2012 for all Scion dealers except Cincinnati and Detroit DSSOs.
|
| |
'12 New Scion Lease Rates
|
Maximum Term
|
Zone 1+ (Incl. Waived
Security Deposit) FICO 720+
|
Zone 1 (Incl. Waived
Security Deposit) FICO 719-690
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Zone 2 (Incl. Waived
Security Deposit) FICO 689-670
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Zone 3 (Incl. Waived
Security Deposit) FICO 669-650
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Zone 4 FICO 649-630
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Zone 5 FICO 629-610
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Zone 6 FICO 609-580
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Zone 7 FICO 579-520
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MY12 xD Model #6232/6233
|
36
|
0.00168
|
0.00168
|
0.00168
|
0.00168
|
0.00410
|
0.00490
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0.00550
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0.00670
|
MY12 xB Model #6202/6203
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36
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0.00140
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0.00140
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0.00140
|
0.00140
|
0.00410
|
0.00490
|
0.00550
|
0.00670
|
MY12 tC Model #6222/6223
|
36
|
0.00117
|
0.00117
|
0.00117
|
0.00117
|
0.00410
|
0.00490
|
0.00550
|
0.00670
|
'11 New Scion Lease Rates
|
Maximum Term
|
Zone 1+ (Incl. Waived
Security Deposit) FICO 720+
|
Zone 1 (Incl. Waived
Security Deposit) FICO 719-690
|
Zone 2 (Incl. Waived
Security Deposit) FICO 689-670
|
Zone 3 (Incl. Waived
Security Deposit) FICO 669-650
|
Zone 4 FICO 649-630
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Zone 5 FICO 629-610
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Zone 6 FICO 609-580
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Zone 7 FICO 579-520
|
MY11 xD Model #6232/6233
|
36
|
0.00078
|
0.00078
|
0.00078
|
0.00078
|
0.00410
|
0.00490
|
0.00550
|
0.00670
|
MY11 xD RS 3.0
Model#6238/6239
|
36
|
0.00056
|
0.00056
|
0.00056
|
0.00056
|
0.00330
|
0.00410
|
0.00470
|
0.00590
|
MY11 xB
Model#6202/6203
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36
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0.00055
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0.00055
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0.00055
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0.00055
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0.00410
|
0.00490
|
0.00550
|
0.00670
|
MY11 xB RS 8.0
Model#6208/6209
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36
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0.00016
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0.00016
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0.00016
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0.00016
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0.00330
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0.00410
|
0.00470
|
0.00590
|
MY11 tC
Model#6222/6223
|
36
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0.00034
|
0.00034
|
0.00034
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0.00034
|
0.00410
|
0.00490
|
0.00550
|
0.00670
|
Vehicle
|
Maximum Term
|
(Incl. Waived
Security Deposit) |
|
MY12 Scion All Vehicles
|
60
|
0.00200
|
0.00210
|
0.00255
|
0.00345
|
0.00410
|
0.00490
|
0.00550
|
0.00670
|
MY11 Scion All Vehicles
|
37-60
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0.00200
|
0.00210
|
0.00255
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0.00345
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0.00410
|
0.00490
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0.00550
|
0.00670
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Scion Certified Pre-Owned Vehicles
|
60
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0.00200
|
0.00210
|
0.00255
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0.00345
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0.00410
|
0.00490
|
0.00550
|
0.00670
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MSRP Max Advance*
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120%
|
115%
|
110%
|
105%
|
100%
|
100%
|
95%
|
95%
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Dealer rate participation is not allowed on any Scion Solutions lease program
Sign 'n Drive: FICO Score of 690 and above receive applicable Zone rate plus a waived Security Deposit
TFS Acquisition Fee: All Scion lease agreements contracted with TFS are subject to a $650 Aquisition Fee.
Deduct 0.00008 RCF points from qualified Zone rate for each additional security deposit (maximum of 9). 1 Pay is ot compatible with this program.
1Pay Feature Deduct 0.00100 RCF points from the qualified Zone.
Low Mileage Lease: Add 2% to the current published residual percentages (36-60 mos.) for New only.
* TFS' standard advance policy = MSRP % / Average Retail Book Value % + Approved DIO + LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax, Title and License.
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PROGRAMS
- Scion Solutions College Graduate Program customers are eligible for Zone 1 NEW car rate
FEATURES
- NOTE: Rates are determined by the applicant(s) Automotive model FICO score from Equifax Beacon 5.0. A secondary credit bureau may be used to determine
the rate subject to program guidelines.
- When an applicant and co-applicant exist, the qualifying tier will be based on the higher of the two applicants' FICO score.
- Please note that the Multiple Credit Bureau Option is not available to customers that have a null FICO or a FICO score less than or equal to 609 on either the
applicant or co-applicant's Primary Bureau.
- Dealer rate participation NOT allowed on New and Certified Scion Solutions retail programs.
- Equity Program for ALL Zones - For Loan-to-Value (LTV) 80.01% - 90%, DEDUCT 0.25% FROM ABOVE RATES.
New For ALL SCPO
- Super Equity Program for ALL Zones - For Loan-to-Value (LTV) < 80%, DEDUCT 0.50% FROM ABOVE RATES.
- Encore beginning-of-term benefit is applicable; however, rate reduction for Encore not compatible with any Scion Solutions retail program.
- Credit worthy Business Solutions customers including those with co-applicants, receive a minimum Zone 1 rate. Co-applicants with 720+ FICO scores receive a Zone
1+ rate.
- Dealer-Owned Vehicle (DOV) Finance Program contracts receive an automatic Zone 1+ rate. Standard Minimum Reserve Schedule applies. All other Business
Solutions terms and conditions apply. See DOV Program Guidelines for additional program details.
**Alternative financing options are available upon request. Please ask your sales consultant for more details.
**There is a $150 document fee charged on all vehicle transactions.
*Not responsible for typographical errors. All vehicles subject to prior sales.
All final sales subject to dealer discretion.
*Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.
APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.
The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.
Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details
Guaranteed Auto Protection
GAP Suggested Retail Price - $699.00
GAP LSE Price 36 months - $399.00
What is Guaranteed Auto Protection (GAP)?
|
If your vehicle is declared a total loss, your auto insurance company may not
cover the amount needed to pay off your finance or lease contract. Auto
Insurance companies will generally pay the market value of the vehicle, minus
the auto insurance deductible (if applicable). So who pays the remainder? You
do, unless you have Guaranteed Auto Protection (GAP). GAP is designed to protect
you from an unexpected financial obligation if your vehicle is declared a total
loss from causes such as theft, accident, fire, or flood. The GAP program will
pay the difference between your vehicles market value and the balance on your
finance or lease contract including up to $1,000 of your auto insurance
deductible (if applicable) in most cases. |
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How GAP Works (for illustrative purposes only) |
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Finance or lease contract payoff amount |
$23,000
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Minus total auto insurance settlement |
($20,000) |
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$3,000
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Plus auto insurance deductible |
$1,000
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Total out-of-pocket expense |
$4,000
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Minus GAP payment |
($4,000) |
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Total owed to financial institution to pay off finance or lease contract |
$0
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GAP is available only at the time of vehicle purchase or lease. For GAP customer
service, call 1-800-255-8713.
Eligibility
- Available only at the time of lease or purchase.
- All new vehicles with vehicle codes found within the rate book. The definitiion or eligibility of "new vehicle" for the VSA program does not apply.
- All used vehicles with vehicle codes found within the rate book with less than 100,000 total miles and current year plus 9 model years old.
- Vehicles financed under any "farmer's loan", single-pay loan or other lease or retail contract for which the scheduled payments are made less frequently than bi-monthly are not eligible.
DCA Plan Codes/Financing Terms
- DCA term must coincide with the lease or retail contract term.
- Maximum term for DCA on a lease or retail contract is 84 months.
DC1 New lease or retail vehicles DC2 Used lease or retail vehicles DC3 Retail balloon contracts on new and used vehiclesFinancing Types
- Closed-End Leases
- Retail Contracts
- Retail Balloon Contracts
Cancellation, Reinstatement, and Transfers
- Cancellation is available.
- The agreement cannot be reinstated after cancellation.
- The agreement cannot be transferred unless the original lease or retail contract transfers.
Claims
- To initiate a claim, the financial institution or customer must notify the Program Administrator in writing or by calling the toll free provided.
- DCA includes the customer's applicable physical damage auto insurance deductible up to $1,000.
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Vehicle Protection Programs
| Platinum Warranty |
| Deductible |
Years/Miles 5/60k |
Years/Miles 6/75k |
Years/Miles 6/100k |
Years/Miles 6/125k |
Years/Miles 7/75k |
Years/Miles 7/100k |
Years/Miles 7/125k |
Years/Miles 8/75k |
Years/Miles 8/100k |
Years/Miles 8/125k |
| $0 |
$975 |
$1175 |
$1545 |
$1750 |
$1455 |
$1655 |
$1855 |
$1565 |
$1765 |
$1985 |
| $50 |
$925 |
$1125 |
$1495 |
$1700 |
$1405 |
$1605 |
$1805 |
$1515 |
$1715 |
$1935 |
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Scion TAC Premium Complimentary & Wrap - Scion Service Boost Plan Rate Sheet
New Scion Vehicles - Synthetic and Conventional Oil
Current model year Scion vehicles (this may include the previous model year if the vehicle qualifies under the mileage criteria) are eligible for these plans as long as the odemeter reads less than 1,000 miles after the first schedules service (i.e. less than 6,000 miles for 5,000 mile interval plans.) Service performed based on the actual vehicle odometer readings. Mileage intervals begin at zero.
Plans below are not available on Lexus vehicles, and must be offered by Toyota/Scion dealerships
Wrap Plans are only offered on Scion vehicles and when accompanied by a complimentary plan.
Wrap Plans are only available at time of new vehicle purchase.
| Vehicle Information |
Time/Mileage Plans and Suggested Retail Price
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| 2011 Model Year |
Engine Description |
Oil Type |
Oil/Filter Interval |
2/25 Plan |
3/35 Plan |
3/45 Plan |
4/45 Plan |
4/60 Plan |
5/55 Plan |
5/75 Plan |
| Scion tC |
| |
Recommended |
2.5L 4-Cyl (2AR-FE) |
Synthetic |
10K |
COMPLIMENTARY |
$510 |
$790 |
$810 |
$1,410 |
$1,050 |
$1,760 |
| Scion xB |
| |
Either [1] |
2.4L 4-Cyl (2AZ-FE) |
Conventional |
5K |
COMPLIMENTARY |
$540 |
$860 |
$880 |
$1,470 |
$1,150 |
$1,920 |
| Scion xD |
| |
Recommended |
1.8L 4-Cyl (2ZR-FE) |
Synthetic |
10K |
COMPLIMENTARY |
$510 |
$790 |
$810 |
$1,410 |
$1,050 |
$1,760 |
[1]Program will include conventional oil changes at 5K intervals.
Northwest Protection Package
Complete Paint sealant, Fabric, and Vinyl Treatment (7 Year Retail Limited Warranty-Renewable for life (new only)) (LSE 3 Year Warranty - $499.00
With Fabric - $699.00
With Leather - $799.00
Fabric only - $359.00
Paint Protection - $399.00
Theft Guard Security System - $299.00
Clear Mask (Headlights, hood and sideview mirrors) 3M Scothchguard product with warranty. Protects from rock chips and road
debris.- $599.00
*Not responsible for typographical errors. All vehicles subject to prior sales.
All final sales subject to dealer discretion.