Contact our Finance Department
for further information at 800-228-1207
Financing Rates (subject to change)
Effective: June 01, 2010
| New Scion Vehicles Only |
| Maximum Term |
Tier I+
720+
(11) |
Tier I
719-690
(1) |
Tier II
689-670
(2) |
Tier III
669-650
(3) |
Tier IV
649-630
(4) |
Tier V
629-610
(5) |
Tier VI
609-580
(6) |
Tier VII
579-520
(7) |
| 60 months |
4.29% |
4.74% |
6.09% |
8.25% |
9.85% |
13.00% |
17.65% |
20.75% |
| 66 months |
4.55% |
5.14% |
6.90% |
8.75% |
10.10% |
13.00% |
18.40% |
21.35% |
| 72 months |
4.55% |
5.14% |
6.90% |
8.75% |
10.35% |
14.00% |
18.90% |
22.10% |
| 75 months |
4.80% |
5.39% |
6.90% |
8.75% |
10.35% |
14.00% |
18.90% |
22.10% |
| 84 months |
5.80% |
6.39% |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
| Advance Limits¹ |
120% |
120% |
120% |
120% |
100% |
100% |
100% |
100% |
| Advance Exception Uprates |
+.25 |
+.25 |
+.25 |
+.25 |
+.50 |
+.50 |
+.50 |
+.50 |
| ¹Advance Definition = [Total Amount Financed - Cancelable Adds
(VSA, GAP, CLAH, TAC)] / New Invoice or Used Wholesale Book |
| Scion Solutions iFinance rate
determined by applicable rate no lower than Zone 4 (New vehicles only). Scion
Solutions Gen-One rate determined by applicable Zone (New). Qualified applicants
without bureau FICO scores are eligible for Zone 7 rate (New vehicles only). |
| Scion Certified Pre-Owned Vehicles Only |
| Maximum Term |
Tier I+
720+
(11) |
Tier I
719-690
(1) |
Tier II
689-670
(2) |
Tier III
669-650
(3) |
Tier IV
649-630
(4) |
Tier V
629-610
(5) |
Tier VI
609-580
(6) |
Tier VII
579-520
(7) |
| 60 months |
4.29% |
4.74% |
6.09% |
8.25% |
9.85% |
13.00% |
17.65% |
20.75% |
| 66* months |
4.55% |
5.14% |
6.90% |
8.75% |
10.10% |
13.00% |
18.40% |
21.35% |
| 72* months |
4.55% |
5.14% |
6.90% |
8.75% |
10.35% |
14.00% |
18.90% |
22.10% |
| 75* months |
4.80% |
5.39% |
6.90% |
8.75% |
10.35% |
14.00% |
18.90% |
22.10% |
| 84* months |
5.80% |
6.39% |
N/A |
N/A |
N/A |
N/A |
N/A |
N/A |
| Advance Limits¹ |
120% |
120% |
120% |
120% |
100% |
100% |
100% |
100% |
| Advance Exception Uprates |
+.25 |
+.25 |
+.25 |
+.25 |
+.50 |
+.50 |
+.50 |
+.50 |
¹Advance Definition = [Total Amount Financed
- Cancelable Adds (VSA, GAP, CLAH, TAC)] / New Invoice or Used Book
* Available on 1-3 year old Scion Certified vehicles ONLY. |
TFS Used rates apply to Non-Certified
Scion Used vehicles. Refer to Toyota Used rate letter for rates, participation
guidelines, and Flat Fee schedule. Qualified applicants without bureau FICO
scores are not eligible for the SCPO program. For < 520 FICO scores, add
1% to Zone 7 rate.
** 84 month term requirements: Minimum amount financed is $15,000. |
Toyota Financial Services (TFS) standard rent charge factors
effective July 1, 2010 for all Scion dealers in Kansas, St. Louis, Minneapolis,
LA South, LA North, LA West, San Diego, Seatle, Portland, San Francisco, and
Sacramento DSSOs.
|
| |
SCION LEASE RATES
Effective
July 1, 2010 |
Vehicle
|
Maximum Term
|
Zone 1+
(Incl. Waived
Security Deposit)
FICO
720+
|
Zone 1
(Incl. Waived
Security Deposit)
FICO
719-690
|
Zone 2
(Incl. Waived
Security Deposit)
FICO
689-670
|
Zone 3
(Incl. Waived
Security Deposit)
FICO
669-650
|
Zone 4
FICO
649-630
|
Zone 5
FICO
629-610
|
Zone 6
FICO
609-580
|
Zone 7
FICO
579-520
|
MY09/10 xD
|
36**
|
0.00069
|
0.00069
|
0.00069
|
0.00069
|
0.00330
|
0.00410
|
0.00470
|
0.00590
|
MY09/10 xB
|
36**
|
0.00070
|
0.00070
|
0.00070
|
0.00070
|
0.00330
|
0.00410
|
0.00470
|
0.00590
|
MY11 xB
|
36**
|
0.00098
|
0.00098
|
0.00098
|
0.00098
|
0.00330
|
0.00410
|
0.00470
|
0.00590
|
MY09/10 tC
|
36**
|
0.00189
|
0.00189
|
0.00189
|
0.00189
|
0.00330
|
0.00410
|
0.00470
|
0.00590
|
MSRP/Avg. Retail Book Value Maximum Advance*
|
120%
|
115%
|
110%
|
105%
|
100%
|
100%
|
95%
|
95%
|
Vehicle
|
Maximum Term
|
Zone 1+
(Incl. Waived
Security Deposit)
FICO
720+
|
Zone 1
(Incl. Waived
Security Deposit)
FICO
719-690
|
Zone 2
(Incl. Waived
Security Deposit)
FICO
689-670
|
Zone 3
(Incl. Waived
Security Deposit)
FICO
669-650
|
Zone 4
FICO
649-630
|
Zone 5
FICO
629-610
|
Zone 6
FICO
609-580
|
Zone 7
FICO
579-520
|
MY11 Scion All Vehicles
(excludes Scion xB) |
36 |
0.00235 |
0.00245 |
0.00290 |
0.00380 |
0.00430 |
0.00510 |
0.00570 |
0.00690 |
MY09/MY10/MY11
Scion New Vehicles
|
37 - 60
|
0.00235
|
0.00245
|
0.00290
|
0.00380
|
0.00430
|
0.00510
|
0.00570
|
0.00690
|
Scion Certified Pre-Owned Vehicles
|
60
|
0.00235 |
0.00245
|
0.00290
|
0.00380
|
0.00430
|
0.00510
|
0.00570
|
0.00690
|
MSRP/Avg. Retail Book Value Maximum Advance*
|
120%
|
115%
|
110%
|
105%
|
100%
|
100%
|
95%
|
95%
|
* TFS’ standard advance policy is as follows: Applicable
MSRP % / Average Retail Book Value % (from above) + Dealer Installed Options +
LA&H + GAP/DCA + VSA + TAC + Dealer Paid Acquisition Fee + Dealer Paid Tax,
Title and License. Qualified applicants without bureau FICO score are eligible
for Zone 7. For <520 FICO scores, add 0.00040 RCF to the Zone 7 RCF. (90%
Maximum advance*). ** After September 30,2010, all rates and terms may change. All other program parameters remain unchanged. |
|
Guaranteed Auto Protection
If your vehicle is declared a total loss, your auto insurance company may not cover
the amount needed to pay off your finance or lease contract. Auto Insurance companies
will generally pay the marlket value of the vehicle, minus the auto insurance deductible
(if applicable).
So who pays the remainder? You do, unless you have Guaranteed Auto Protection (GAP).
GAP is designed to protect you from an unexpected financial obligation if your vehicle
is declared a total loss from causes such as theft, accident, fire, or flood.
The GAP program will pay the difference between your vehicles market value and the
balance on your finance or lease contract including up to $1,000 of your auto insurance
deductible (if applicable) in most cases.
How GAP Works
(for illustrative purposes only)
|
|
Finance or lease contract payoff amount |
$23,000 |
|
Minus Total auto Insurance settlement |
-$20,000 |
|
|
$3,000 |
|
Plus auto insurance deductible |
$1,000 |
|
Total out-of-pocket expense |
$4,000 |
|
Minus GAP payment |
-$4,000 |
|
Total owed to financial institution to pay off finance or lease
contract |
$0 |
|
GAP is available only at the time of vehicle purchase or lease. Ask your Scion dealer
for GAP. The price of your GAP coverage will be agreed upon by you and your dealer.
Toyota GAP Suggested Retail Price $699.00
CUDL Gap Suggested Retail Price $595.00
|
For GAP customer service, call 1-800-255-8713
Northwest Protection Package
Complete Paint sealant, Fabric, and Vinyl Treatment 5 Year Limited Warranty-Renewable
for life (new only)
$699.00 with Fabric
$799.00 with Leather
Fabric only
$499.00
Leather only $599.00
Paint Protection $499.00
Clear Mask
$599.00
3M Scothchguard product with warranty. Protects from rock chips and road debris
on hood, mirrors, headlights, and leading edges of doors.
*Not responsible for typographical errors. All vehicles subject to prior sales.
All final sales subject to dealer discretion.
*Program not available in Alabama, Florida, Hawaii, Georgia, North Carolina and South Carolina. In all of those states other than Hawaii, similar programs may be available through participating Scion dealers and World Omni Financial Corp. Program is available on approved credit to qualified customers through Toyota Financial Services and participating Scion dealers. When financing through your Scion dealer and Toyota Financial Services, lower Annual Percentage Rates may be available on approved credit to qualified buyers.
APR may vary if the Amount Financed exceeds TFS's Maximum Advance for the contract, your FICO score is below 520 and/or you apply for 72-84 month financing. Ask your dealer to explain how APRs vary for FICO scores below 520 and 72-84 month financing.
Maximum Advance means the total amount financed less cancelable optional products financed with the vehicle, expressed as a percent of dealer invoice (new). Finance contracts with Maximum Advances of over 120% for applicants with FICO Scores of more than or equal to 650 or over 100% for FICO scores of less than 650 will result in an increase of the APR by .25 or .50 respectively.
The APR on a finance contract with a Loan to Value of between 80.01% to 90% will be decreased by .25. The APR on a finance contract with a Loan to Value of less than or equal to 80% will be decreased by .50. Loan to value ratio means the total amount financed under your vehicle installment sale contract, expressed as a percent of dealer invoice (new). Please ask your dealer for details.
Program and Annual Percentage Rates are subject to change or termination at any time. Please see your participating Scion dealer for details